Finance Capacity Calculator
Find out how much you could borrow based on your income and expenses. This calculator provides a general estimate — contact us for a detailed assessment.
Your Income & Expenses
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$
Rental income, dividends, etc. $
Leave blank to use HEM baseline estimate $
$
$
3.8% of limits used as monthly commitment %
Lenders typically assess at a higher rate Borrowing Capacity
Estimated Max Borrowing $0
Monthly Payment $0.00
Total Monthly Income $0.00
Total Monthly Expenses $0.00
Monthly Surplus $0.00
Debt-to-Income Ratio 0%
Income vs Expenses
Disclaimer: This calculator provides a general estimate only and does not constitute a finance approval or financial advice. Actual borrowing capacity depends on lender policies, credit history, and detailed financial assessment. Contact us for a personalised assessment.
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