How It Works?

Here’s how it works:

1. Application: Start your journey by applying for Sharia-compliant finance with Halal Loans. Our streamlined process ensures quick turnaround times, so you can move closer to your property goals with ease. 

2. Conditional Approval: Upon a thorough assessment of your application, including serviceability checks and credit verifications, we issue conditional approval. Rest assured, we’re committed to transparency and efficiency every step of the way.

3. Becoming the Wakeel: As the client or Wakeel of Halal Loans, you take charge of identifying the property you wish to purchase. We work closely with you to ensure your selection aligns with our Islamic banking principles.

4. Entering the Ijarah Contract: Once the property is identified, we enter into an Ijarah contract with our (halal Mortgages or Sharia Mortgages). This agreement stipulates your commitment to regular rental payments, allowing you to occupy the property while Halal Loans holds a mortgage.

With Halal Loans’ Sharia-compliant solutions, property ownership becomes more than just a dream – it’s a tangible reality, rooted in integrity and innovation.

Ready to embark on your property ownership journey? Apply for Islamic finance with Halal Loans today and experience the difference for yourself.