Finance Calculators
Use our free calculators to estimate your repayments and plan your Islamic finance journey. All calculations use Sharia-compliant terminology and structures.
Home Finance
Finance Payment Calculator
Calculate your periodic repayments, total rental payable, and view a balance chart for any Islamic finance product.
Use CalculatorExtra Payments Calculator
See how extra repayments can shorten your finance term and save on rental costs.
Use CalculatorLump Sum Calculator
Calculate the impact of a one-time lump sum payment on your finance term and total rental.
Use CalculatorOffset Calculator
See how an offset account balance can reduce your rental costs and shorten your term.
Use CalculatorFinance Capacity Calculator
Estimate your maximum borrowing capacity based on income, expenses, and commitments.
Use CalculatorSavings
Saving Calculator
Project how your savings will grow over time with regular deposits and compound profit.
Use CalculatorSaving Goal — Time
Find out how long it will take to reach your savings goal with regular deposits.
Use CalculatorSaving Goal — Amount
Calculate how much you need to deposit regularly to reach your savings goal.
Use CalculatorComparison & Asset Finance
Compare Facilities
Compare two finance facilities side by side — rates, fees, and total cost over the full term.
Use CalculatorRent vs Buy
Compare the long-term financial outcomes of renting versus buying a property.
Use CalculatorLeasing Calculator
Calculate periodic lease payments with residual value for vehicle or equipment finance.
Use CalculatorProperty Costs
Property Buying Costs
Estimate all costs of buying — stamp duty, lender fees, conveyancing, and more.
Use CalculatorProperty Selling Costs
Estimate selling costs — commission, advertising, lender fees — and see net proceeds.
Use CalculatorBudget Planner
Plan your household budget across 7 categories. See surplus, savings rate, and expense breakdown.
Use CalculatorTax & Income
Stamp Duty Calculator
Calculate stamp duty for all Australian states and territories with first home buyer concessions.
Use CalculatorIncome Tax Calculator
Calculate Australian income tax, Medicare levy, and take-home pay for 2024-25 and 2025-26.
Use CalculatorGross Up Calculator
Work backwards from your desired net income to find the required gross salary.
Use CalculatorIncome Annualisation
Convert year-to-date income into an annualised figure for finance applications.
Use Calculator